Canada Greener Homes Loan: A solution for a sustainable future.

The “Canada Greener Homes Loan,” managed by the Canada Mortgage and Housing Corporation (CMHC), offers Canadian homeowners the opportunity to finance energy-efficient renovations.

This loan can go up to $40,000 interest-free, with a repayment period of 10 years. To qualify for this support, the work must be approved following an energy assessment conducted by a certified advisor, and renovations cannot begin before the loan application is submitted.

To be eligible, the applicant must own the primary residence, have a good credit history, and not have started renovations prior to loan approval. The work must also align with the recommendations established during the energy assessment.

An advance of up to 15% of the loan may be granted to cover contractor deposits, making it easier to begin renovations. In northern or off-grid regions, additional grants and incentives are also available to support energy efficiency efforts.

This loan is an opportunity to reduce households’ environmental footprint while increasing their comfort.

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